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Senior Citizens : Understanding their Banking Needs

Mrs Asha Gupta lives alone in a bungalow in Pune’s Sindh Society. She is a widow and her only child-a son is settled in the USA (working in an IT company in San Jose-California). She is 70 years old and has some health problems typical to her age. Mrs Asha Gupta goes to the bank … Continue reading

Branch Banking In India : Excludes the Financially Excluded

Anuj Kumar Singh is illiterate and works as a driver in Pune. He is a native of village Basuhar Zilla Pun-Pun District Patna (Bihar). Every month after ‘payday;, Anuj stands in serpentine queues to remit money to his parents in Bihar. His mother somehow managed to get an account opened at the Punjab and Sind … Continue reading

The ‘Why’of the Blog

Well at first because access to formal sources of banking and credit is something that is desirable irrespective of the section or social strata. No-one wants to get fleeced by a local money-lender even if he/she is illiterate however the fact of the matter is that for a needy person with no other option there … Continue reading

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