Monthly Archives: December 2011

Senior Citizens : Understanding their Banking Needs

Mrs Asha Gupta lives alone in a bungalow in Pune’s Sindh Society. She is a widow and her only child-a son is settled in the USA (working in an IT company in San Jose-California). She is 70 years old and … Continue reading

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Branch Banking In India : Excludes the Financially Excluded

Anuj Kumar Singh is illiterate and works as a driver in Pune. He is a native of village Basuhar Zilla Pun-Pun District Patna (Bihar). Every month after ‘payday;, Anuj stands in serpentine queues to remit money to his parents in … Continue reading

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The ‘Why’of the Blog

Well at first because access to formal sources of banking and credit is something that is desirable irrespective of the section or social strata. No-one wants to get fleeced by a local money-lender even if he/she is illiterate however the … Continue reading

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