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rajiajwani

rajiajwani has written 23 posts for Banking-Microfinance-Sustainable Development

The Desire to Learn….: About Microfinance & Woman Empowerment

https://www.facebook.com/photo.php?v=589164367760680&l=4569796792062009770 (Click to View Video) The appended video features Meera Bankar of Khed District in Maharashtra. Meera was married at the age of fifteen after a family tragedy. She had studied upto Class 9 and had to stop studying after her marriage since she had to shoulder family responsibilities ( work in the fields, tend … Continue reading »

Buds of Hope :Jasmine Floriculture Initiative by the Tribal Farmers in Maharashtra’s Vikramgadh Block (Thane District)

Buds of Hope :jasmine Flori-culture Initiative by the Tribal Farmers in Maharashtra’s Vikramgadh Block (Thane District) The article covers the jasmine (also known as mogra in Hindi and Marathi) flori-culture initiative undertaken by the tribal (‘katkari’) farmers in the Vikramgadh block of Thane district. Technical assistance from a local NGO,  has helped these poor farmers … Continue reading »

“Banking” on Themselves: Self-Help Groups Empower Women

Article about the Impact of Women SHG’s on empowering rural women (Chimbali Village-Maharashtra)(click link to read article) This article appeared in the online magazine of the Carnegie Council (New York) called “Policy Innovations’ and is based upon primary data collected from the Chimbali village in Maharashtra. The affiliation with the SHG’s has united the local … Continue reading »

Poverty & Crime: A Potent Mix (Maharashtra-India)

The Case of the Missing 3 Year Old Baby Girl from the CS Terminus (Mumbai-India) (Source: Google Images) About a month ago, a three year old baby girl – the child of poor migrant laborers was kidnapped from one of Mumbai’s busiest train stations the CS Terminus [1](abbreviation CST) at 2 am by a stranger. … Continue reading »

A Tribute to the magic called : Rain

Rain   A liquefied slice of heaven fell on a rose petal one day It toggled, turned, danced and swayed.. As it moved, it shone different shades of red and purple hue The shades changed as it made its way gliding down the velvety rue Then another drop of diamond fell gently on the red … Continue reading »

The Bottom of the Pyramid: Part II: Partnering for Success

Lac Cultivation by tribal’s in Yavatmal District – Maharashtra (India) Introduction & Background: Part I of this two-part series discussed the need to integrate the poor in the growth story. This is important because even the best designed and packaged products need buyers. The poor therefore need livelihood solutions that generate real income so that … Continue reading »

The Bottom of the Pyramid: The Need to Integrate the Poor in the Growth Story: Part 1

(Source : Google Images) The ‘fortune at the bottom of the pyramid’ a phrase coined by Prahalad and Hart in 2002 led to a lot of excitement since companies were enthralled with the idea of finding new profit seeking opportunities and markets especially among the low income segment section in the developing nations. The proposition … Continue reading »

Fruits of our Labor

Fruits of our Labor

Describes the symbiotic partnership between the tribals of South Gujarat (India) and ITC ( Indian FMCG company) which was facilitated by the Pune (India) based not for profit organization called BAIF. It was a win-win situation for all the parties since the tribals were able to earn a fair value for their produce and for ITC who were able to source organic mangoes for usage in their products.

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National Rural Livelihoods Mission (NRLM): Will it deliver the promise? – Part II

Like most poverty alleviation programs rolled out by the government, the NRLM has all the buzz words viz development of employable skills, training and placement of poor and needy and the involvement of the SHG Federations, banking correspondents, low-cost loans. The program is modeled on the Swaranjayanti Gram Swarojgar Yojana- (SGSY) (http://angul.nic.in/sgsy.htm) with the additional … Continue reading »

National Rural Livelihoods Mission (NRLM): Will it deliver the promise? – Part 1

(Source: Google Images)   The NRLM has been modeled on the current poverty alleviation program being implemented in the state of Andhra Pradesh called Indira Kranthi Patham (IKP[1]).The main idea of the programme is to use the Self Help Group (SHG) mechanism to mobilize the rural poor and to facilitate financial inclusion. The three tier … Continue reading »

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